IN THE CIRCUIT COURT FOR HERNANDO COUNTY, FLORIDA
PROBATE DIVISION
File No. 2025-CP-1518
Division __________

IN RE: ESTATE OF

FRANCES M. SCAMBIO
a/k/a FRANCES SCAMBIO,

Deceased.

NOTICE TO CREDITORS
The administration of the estate of Frances M. Scambio a/k/a Frances Scambio, deceased, whose date of death was August 7, 2025, is pending in the Circuit Court for Hernando County, Florida, Probate Division, the address of which is 20 N. Main St., Brooksville, FL 34601. The names and addresses of the personal representative and the personal representative’s attorney are set forth below.
All creditors of the decedent and other persons having claims or demands against decedent’s estate on whom a copy of this notice is required to be served must file their claims with this court ON OR BEFORE THE LATER OF 3 MONTHS AFTER THE TIME OF THE FIRST PUBLICATION OF THIS NOTICE OR 30 DAYS AFTER THE DATE OF SERVICE OF A COPY OF THIS NOTICE ON THEM.
All other creditors of the decedent and other persons having claims or demands against decedent’s estate must file their claims with this court WITHIN 3 MONTHS AFTER THE DATE OF THE FIRST PUBLICATION OF THIS NOTICE.
The personal representative has no duty to discover whether any property held at the time of the decedent’s death by the decedent or the decedent’s surviving spouse is property to which the Florida Uniform Disposition of Community Property Rights at Death Act as described in ss. 732.216-732.228, applies, or may apply, unless a written demand is made by a creditor as specified under s. 732.2211, Florida Statutes.
ALL CLAIMS NOT FILED WITHIN THE TIME PERIODS SET FORTH IN FLORIDA STATUTES SECTION 733.702 WILL BE FOREVER BARRED.
NOTWITHSTANDING THE TIME PERIOD SET FORTH ABOVE, ANY CLAIM FILED TWO (2) YEARS OR MORE AFTER THE DECEDENT’S DATE OF DEATH IS BARRED.
The date of first publication of this notice is January 18, 2026.

Attorney for Personal Representative:
Ryan B. Finck
E-Mail Addresses:
Fincklaw@hotmail.com
Florida Bar No. 0152684
The Finck Law Group, P.A.
4040 Commercial Way
Spring Hill, FL 34606
Telephone: 352-398-1061

Personal Representative:
Christine Choiniere
1 Sweetbriar Ct.
Warwick, RI 02888
01/18/26, 01/25/26 73318